Articles

Hurricane risk research & analysis

Methodology, regional deep-dives, and how to read hurricane risk data.

Risk drivers

Why inland hurricane risk still matters

Inland hurricane risk matters because tropical systems can carry damaging wind, rainfall, treefall, and long power disruption well away from the coast. Distance from open water reduces some hazards, yet inland exposure can remain material where storms track repeatedly through the same region.

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Local risk

Why county hurricane averages miss local wind risk

County hurricane averages miss local wind risk because wind fields, coastal exposure, terrain friction, tree cover, and building-code context vary inside the same county. A county can contain barrier islands, inland towns, and sheltered neighborhoods with different modeled wind histories.

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Data sources

What a 1-in-100 hurricane wind estimate means

A 1-in-100 hurricane wind estimate is a modeled wind speed with about a 1% chance of being equaled or exceeded in any given year at that location. Multiple exceedances can happen within a century, and long quiet periods can also happen.

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Risk drivers

Hurricane wind risk vs storm surge risk

Hurricane wind risk estimates damaging wind exposure at a location, while storm surge risk estimates coastal water pushed inland by storm conditions. The two hazards share storms as a source, yet they depend on different geography and property features.

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Risk basics

How to read a hurricane risk score

A hurricane risk score summarizes long-run local hurricane exposure on a 0 to 10 scale. Read it with the wind return-period metrics, storm exposure, landfall history, and confidence because coastal distance, track history, and inland wind decay can change the score across nearby places.

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Want the full picture for a specific property?

The scores on this site show the representative hurricane layer for a local area. Enter a street address to add building age, construction type, roof details, occupancy, surroundings, and property-level context.

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